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About the Book :This is the story of the birth and growth of India’s most valued Bank – HDFC Bank Ltd – against the backdrop of the new bank movement in India that started in 1994 when the Reserve Bank of India opened up the sector to introduce competition and to force banks to be efficient and more productive. Many books have tried to give meaning to India’s recent history, to put it in the larger context of a complicated and confounding society, but this effort stands out because it does something that has been difficult to attempt – retelling the story of modern India through the lens of business. Given the author’s familiarity with bankers, policy makers and central bankers, this fast-paced, jargon-free book, written for a wide audience, brings to life an engrossing and sweeping tale of 21st century India, with all its foibles and charms.Endorsements :“It is a sort of recent oral history of a financial institution...  Tamal has set a new trend in the dissemination of knowledge about some aspects of the financial sector in India.” —Y. V. REDDY, Former Governor, Reserve Bank of India“Among India’s most respected financial journalists... Tamal is regarded for his incisive reasoning and analysis... It is time to welcome the arrival of a new author who I am sure has just begun his new innings.” —DEEPAK PAREKH, Chairman, HDFC“A case study for building a business in a developing country... (written) in lucid style, making the reading a lively experience for readers.” —U. K. SINHA, Chairman, Securities and Exchange Board of India“...Truly fascinating... Anecdotal, inspirational... I highly recommend this book to all those who are interested in knowing... what we need to do to realise our full potential in the 21st century.” —BIMAL JALAN, Former Governor, Reserve Bank of India“A fast-paced story, told in typical Tamal style. Unputdownable. Well-researched, well-written, and extremely readable.” —K. V. KAMATH, Chairman, ICICI Bank and Infosys“Tamal’s sharp reporting instincts as well as eye for detail help him paint a profile that accurately reflects the original.” —T. N. NINAN, Chairman and Editorial Director, Business Standard“The ultimate insider story... that could only have been retold by India’s most respected and well-sourced banking and financial journalist.” —RAJU NARISETTI, Managing Editor, The Wall Street Journal DigitalContents :Foreword    PrefaceAcknowledgements    1.    One Day in Malaysia    2.    Raising a Toast3.    The Dirty Dozen    4.    ‘There’s a Baby on the Trading Floor!’5.    Business Before the Shop Opens    6.    Doing Ordinary Things in Extraordinary Ways7.    The Change in Course    8.    The Entire Pyramid9.    Merger, Merger on the Wall    10.    Anatomy of a Big Bang Merger11.    Warts and All    12.    The Common Sense Banker13.    Whose Bank Is It Anyway?    Abbreviations    List of PersonsList of Institutions/Groups/LocationsGlossary    Glossary of Hindi UsageAbout the Author :Tamal Bandyopadhyay is one of the most respected business journalists in India. His weekly column, Banker’s Trust, in India’s second-largest read financial daily Mint, where he is Deputy Managing Editor, is widely read for its deep insights into the world of finance and its unerring ability to anticipate major policy moves.Tamal has kept a close watch on the financial sector for over fifteen years and has had a ringside view of the enormous changes in Indian finance over this period. He has been a frequent speaker at seminars across India and has hosted a very successful weekly show (by the same name as his weekly column) on television, featuring some of India’s most respected bankers, policy makers, central bankers and regulators. He has contributed to The Oxford Companion to Economics in India, edited by Kaushik Basu and published by Oxford University Press in 2007. Banker’s Trust, an anthology of his weekly column in Mint, has recently been published. This is Tamal’s first book.